Credit analysis and collections no longer need to be slow and manual.
With Pipefy’s new Finance & Risk agents, you can automate everything from data checks and balance-sheet analysis to pre-approved limit calculation and WhatsApp-based collections.
That means faster decisions, fewer errors, and a transparent experience for the end customer.

How it works
Credit workflows orchestrate multiple agents:

• one extracts raw data from documents (e.g., DRE and balance sheets),

• another calculates financial indicators,

• and a third sets the limit based on your company’s policies.

Analyses can cross-reference external databases (Receita Federal, Boa Vista, SPC, Serasa, etc.).
You can also run document-free pipelines, using only CNPJ/CPF.
For collections, native WhatsApp integration enables direct communication, logs interactions, and updates card status in the pipe.

Why it matters
These automations shorten credit-approval SLAs, remove manual steps, and increase process security.
Risk and finance teams can focus on analysis instead of data gathering.

💬 Want to see the credit, risk, or WhatsApp collections pipeline in action?
Click here.